Personal Financial Planning

Individuals have a far greater responsibility today to provide for their financial security than did previous generations. Americans are living longer, retiring earlier, and changing careers more frequently. Skyrocketing college costs can replace good intentions with disappointment. GHP Horwath provides personal financial planning as a practical tool to help clients achieve financial security and peace of mind.

Our Specialists

GHP Horwath’s commitment to an active role in their clients’ personal success has resulted in four directors who have earned the designation of Personal Financial Specialist (PFS) from the American Institute of Certified Public Accountants (AICPA). A PFS must first be a CPA, and then develop expertise in financial planning to meet the AICPA’s strict educational, experience, and examination requirements. Two of GHP Horwath’s Personal Financial Specialists have been recognized in their industry as two of the “Top 250 Best Financial Advisors in the U.S.”

Practical Advice and Solutions

The Personal Financial Specialists of GHP Horwath are highly knowledgeable about strategies for minimizing tax consequences and preserving wealth. Their advice includes revocable and irrevocable living trusts, lifetime gifts, management succession planning and other vehicles designed for transfer of wealth.

GHP Horwath is adept at helping clients view their current financial picture and then provide creative, prudent, and objective financial solutions to achieve financial goals. Their specialists are experts in the areas of income and estate planning, retirement and business succession planning, and investment strategies.

The personal financial planners of GHP Horwath are skilled at assisting clients with the following:

• Business succession planning
• Cash flow analysis
• College funding plans
• Elder care planning
• Estate planning
• Income tax planning
• Insurance and risk management
• Investment planning and implementation
• Retirement planning

To schedule an appointment with one of the GHP Horwath’s Personal Financial Specialists, please call 303-831-5000.